Budgeting Archives - Simple Choice Super

Category: Budgeting

5 simple ways to improve your personal finances in lockdown

When it comes to uncertain times it doesn’t get much more unsure than lockdown. And while these times can be unsettling, it can also be a chance to examine your financial health. With that in mind, here are five ways to get smarter with your money right now. Access financial support if you can First […]

To buy or to rent? Here’s what you need to know in 2021

It’s the age-old question when it comes to the property market – is it better to rent or buy? This year, the question is more relevant than ever as real estate prices surge across many parts of Australia. Here’s some keys to consider when making the big decision. Pros of buying House price increases:  property […]

What to consider when choosing a budgeting app

Want to take the hassle out of budgeting? A new generation of budgeting apps helps you control your finances from the convenience of your smartphone.

Emergency fund vs. sinking fund: What’s the difference?

An emergency fund and sinking fund may sound kind of similar, but they are actually very different tools both aimed at improving your financial security. Let’s look at the differences. What is an emergency fund? Good cash management means putting funds away for a rainy day in case you’re hit by a big cost that […]

What’s changing for super in the 2021 budget

The federal budget made some big changes to the nation’s superannuation system, meaning you could end up with more money in your super nest egg. Here’s what happened.

Ask yourself these 5 questions to assess your financial wellbeing

A simple and easy way to start cultivating financial wellbeing is with a financial self-assessment. Ask yourself these 5 questions and get on the path to financial wellbeing.

Why are interest rates so low and what does it mean for you?

The Reserve Bank has so far this year kept interest rates at their historic lows. With the near-zero cash rate looking like it’s here to stay long-term, here’s what you need to know.

Want to save for a house deposit faster? Here’s how

Saving up for a house deposit can be daunting given the large amount of money involved. Thankfully, it doesn’t need to be if you follow some simple and easy saving tips.

JobKeeper and JobSeeker update: 3 tips to help you curb the impact

Find out about the JobKeeper and JobSeeker changes plus get a few tips on how to weather the financial storm and stay positive.

6 tips to stay money smart through COVID-19 and beyond

If you have felt the economic impact of COVID-19 then it might be a good idea to take a closer look at your finances. We have 6 tips to help.